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What is supplemental dental insurance?

Supplemental dental insurance is a secondary dental insurance plan that you purchase to supplement your existing plan. The plan you have now may have long waiting periods or low annual maximums. It's in these cases that another plan could help. In this article, we'll cover the following: What is coordination of benefits?

Should I get a supplemental dental plan?

A supplemental dental plan for existing coverage may be a good idea for you if you feel like you need extra or full-coverage dental. For example, if you need expensive treatment, like braces or a root canal and a crown, which will end up going over your current plan's annual maximum limit.

Are you eligible for supplemental dental care benefits?

In order to be eligible for supplemental dental care benefits, you need to resolve any possible conflicts between existing coverage and the coverage the dental coverage you are seeking would provide. For example, a supplemental plan will not accept a claim until after your primary plan has paid all that it is scheduled to pay for it.

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